Disability Insurance In La Plata, Waldorf & Fort Washington, MD
I Do Insurance is the trusted source for complete short-term and long-term disability insurance plans. I offer individuals and businesses alike a full spectrum of coverage options that cater to varying needs and budgets. Contact me now at I Do Insurance to inquire.
Choosing the Best Disability Insurance with Korey Hunter
Personalized Consultations Tailored to You
When you call me, I will schedule a no-obligation consultation with you at your earliest convenience. I'll sit down with you to help you choose the best disability insurance for your unique needs. First, I’ll ask you some questions such as your current salary and expenses to evaluate your financial liabilities. These questions might also pertain to:
- Age
- Health
- Occupation
- Income
Based on the information you give me, I will calculate the minimum amount of coverage you would need to live in the case that a disability prevented you from earning an income. From there, I can lay out several options in front of you, ranging from the essentials to more inclusive coverage plans.
If you like, I’ll give you our impartial, expert advice, gleaned from years of working in the industry. When you’ve selected a plan that fits both your needs and budget, we’ll go over the fine print to make sure I leave none of your questions unanswered.
Short-Term Disability Insurance
Short-term disability coverage is a specific kind of policy for situations where you are only temporarily unable to work. Often, these plans cover anywhere from a few months to one year of unemployment. Typically, you can expect disability insurance plan payouts to be 60-70 percent of your base income. Thanks to my extensive network of insurance providers, iDOinsurance.com is uniquely positioned to provide the best-value short-term disability plans available.
Long-Term Disability Insurance
Long-term disability plans, on the other hand, cover the whole length of the disability period, or until retirement age. The payouts usually are slightly lower than short-term plan payouts, typically representing 40-60 percent of your base salary.
If you’re looking for long-term disability coverage, you won’t find a better selection anywhere else.
Get Disability Insurance Claims Assistance In La Plata, Waldorf & Fort Washington, MD
I do more than help you select a plan—I offer my full support when you need to make a claim, too. Being well-versed in claims procedures I can walk you through the process step by step. Not to mention, if at any point you’d like to upgrade, renew, or cancel your plan, I am always available by phone to make all your transactions quick and stress-free. For me, top-quality service is not a bonus feature. It’s ingrained in every aspect of what I do.